Loan againest Securities (LAS)

Unlock liquidity without selling your investments. Get a Loan Against Securities with flexible terms and low interest rates.

Loan Againest Securities (LAS)

Loan Against Securities (LAS) is a type of loan where you pledge your financial securities, such as stocks, mutual funds, bonds, or insurance policies, as collateral to borrow money from a bank or financial institution. The loan amount depends on the value of the pledged securities.
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Benefits of LAS

Quick Access to Funds:

Get instant liquidity without selling your investments.
Lower Interest Rates:

Compared to personal loans or credit cards, LAS typically offers lower interest rates.

Retain Investment Ownership:

 

Continue to enjoy dividends, interest, and capital appreciation on your pledged securities.
Flexible Repayment Options:

Pay interest only on the utilized amount with flexible tenure options.

No Prepayment Charges:

Many lenders allow partial or full prepayment without penalties.

Higher Loan Amounts:

Depending on the securities pledged, you can avail of substantial loan amounts.